Mandatory AML compliance for DNFBPs, free zones, and offshore. ESR notifications and reports. Sanctions screening. From AED 2,500.
goAML Registered · FATF Compliant · UBO Specialists
Since the UAE's FATF grey-listing and 2024 removal, AML rules apply to every DNFBP (Designated Non-Financial Business or Profession): real estate brokers, gold dealers, accountants, auditors, corporate service providers, law firms. Non-compliance triggers penalties from AED 50,000 to AED 1,000,000 per violation.
Every UAE entity must also file Ultimate Beneficial Owner (UBO) details annually and comply with Economic Substance Regulations (ESR) if engaged in relevant activities (banking, insurance, IP, holding, HQ, shipping, distribution, service, lease-finance). ESR notifications are due within 6 months of financial year-end; reports within 12 months.
Noble Core Ventures handles UAE AML + ESR compliance end-to-end — from goAML registration to annual ESR reports, UBO updates, sanctions screening, and policy drafting. We also bundle with bookkeeping and audit services.
Registration, policies, filings, screening, and audit defence — all under one roof.
Register with UAE FIU goAML portal. Mandatory for DNFBPs and financial institutions.
Annual Ultimate Beneficial Owner filings with the registrar. Updates within 15 days.
Annual Economic Substance notification within 6 months of FY-end.
Full ESR report within 12 months — for entities engaged in relevant activities.
Daily OFAC, UN, UAE, EU sanctions screening for clients, suppliers, and counterparties.
FATF-compliant AML/CFT policies, SAR templates, and staff training programs.
Fully compliant. Continuously monitored. Always audit-ready.
DNFBP/FI classification, ESR relevant activity test, and risk rating.
goAML registration, compliance officer appointment, UBO register setup.
AML/CFT policies, SAR procedures, KYC/CDD documentation drafted.
UBO annual filing, ESR notification, ESR report — all deadlines tracked.
Ongoing sanctions screening, STR/SAR reporting, annual policy review.
Every UBO, ESR notification, and ESR report filed on time — calendar-tracked.
AED 50K–1M penalties avoided by clean, proactive compliance.
All policies and procedures aligned with latest FATF and UAE Central Bank guidance.
Your UBO, beneficial ownership, and compliance data handled with strict confidentiality.
Automated daily sanctions screening — zero manual effort for you.
Real estate, gold dealers, CSPs, auditors, legal — sector-specific expertise.
"Noble Core registered goAML, set up UBO register, filed ESR for 4 entities. Ministry of Economy audit passed with zero findings."
"Responsive, reliable, and always on top of deadlines. Hard to find in Dubai."
Naveed SheikhFounder, SaaS Co"They anticipated compliance gaps before they became problems."
Layla Al ZarooniMD, Trading Co"Price is fair, service is premium. Our go-to partner now."
Pooja SharmaCEO, Retail GroupFixed fees. All filings and monitoring covered.
Need something custom? Talk to us.
Designated Non-Financial Business or Profession — entities required to comply with UAE AML rules. Includes: real estate brokers, precious metal/stone dealers, lawyers, accountants, auditors, corporate service providers, and trust/company service providers. DNFBPs must register on goAML.
goAML is the UAE Financial Intelligence Unit's portal for Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs). All financial institutions and DNFBPs must register. Failure to register triggers penalties from AED 50,000.
Ultimate Beneficial Owner — every UAE company must maintain a UBO register identifying any individual owning 25% or more. UBO information must be filed with the registrar annually and updated within 15 days of any change. Penalties from AED 15,000 per violation.
Economic Substance Regulations — UAE entities engaged in 'relevant activities' (banking, insurance, IP, holding, HQ, shipping, distribution, service, lease-finance) must demonstrate adequate UAE economic substance: employees, office, expenditure, board meetings. Applies to most free zone and offshore entities.
ESR Notification within 6 months of financial year-end (for all entities in scope). ESR Report within 12 months of FY-end (for entities engaged in relevant activities). Missing deadlines triggers AED 20,000 notification penalty, AED 50,000 report penalty.
Yes. Every UAE free zone and mainland entity must file UBO annually and ESR notification if in a relevant activity. DNFBP free zone entities must also register on goAML and maintain AML policies.
Violations under UAE Federal Decree-Law No. 20 of 2018: AED 50,000 to AED 5,000,000 per violation. Common penalties: no goAML registration (AED 50K), no UBO (AED 15K), failure to implement AML policy (AED 200K), failure to file STR (AED 500K+).
Money Laundering Reporting Officer — mandatory for DNFBPs and financial institutions. The MLRO is responsible for AML compliance, STR filing, and staff training. Must be a senior UAE resident. We provide MLRO-as-a-service.
Daily for new customers and suppliers; on-demand before transactions; and quarterly portfolio re-screening. Lists to screen: UN, OFAC, HMT, UAE Cabinet Resolution No. 74, EU. Automated screening is strongly recommended.
Yes. Many clients bundle AML + ESR + accounting + audit for a single compliance stack. Bundled pricing reduces total cost by 20–30%.
Free 30-minute compliance assessment. We review your entity, DNFBP status, ESR scope, and give you a fixed fee quote.